Senior Credit Underwriter

Are you an experienced Credit Underwriter with a background in the financial industry? If so our client needs you!

Here at KHR we are working closely with a specialist lender based close to Sevenoaks. The company is steadily growing and they need a switched on Underwriter to join their team.
This is a fantastic opportunity for an experienced Underwriter to expand their knowledge. As a Credit Underwriter your responsibilities will be to provide brokers and customers with accurate case updates during all stages in the process. You will be assessing cases from the brokers and direct customers in order to make informed underwriting decisions that comply to company policies as well as carrying out risk assessments on loan applications.

As a Credit Underwriter you will also be responsible for but not limited to the following duties:
* Drafting policies documents
* To provide excellent customer service at all times
* To minimise risks with a strong focus on fraud avoidance
* General admin and data entry tasks

Skills & Experience

* At least 3 years credit underwriting experience within a financial institution
* Ability to work under pressure to strict deadlines
* Strong interpersonal skills
* Fluent in English

Additional formation:
* Salary between £28,000- £45,000 (depending on experience)
* Based in Kent

At KHR we take care to ensure that you are represented as well as possible so it is worth checking your CV for layout, spelling and grammar as well as making sure it is up to date before you submit. If you feel you need to highlight particular qualifications, skills or relevant experience with regards to a specific role then please add a cover letter or a preface page. This does not need to be formatted in the same manner. In addition, if your CV is heavy with graphics etc, please could you also submit a “clean” copy in Word. Thank you.

KH Recruitment Ltd is acting as an Employment Agency in relation to this vacancy. KHR – Recruitment Specialists is a trading name of KH Recruitment Ltd Keep in touch with us online for job alerts, industry updates and market…

Mortgage Consultants – Residential and Buy to Let – CEMAP

Excellent opportunities have arisen for Residential / Buy to let Mortgages Consultants to join a dynamic company.

Reporting to the Sales Director you will use your experience to take ownership of the role and will be given the flexibility and trust to further develop it.

Job Role

*To receive mortgage enquiries by e-mail/telephone from new/existing sources, converting those enquiries into completed mortgage business. This includes the effective management of the ‘processing’ of cases from enquiry through to receipt of Application.
*To manage and develop effective, lasting relationships with external clients/lenders, pursuing the core objective of increasing revenues.

Process Related tasks

*Receive and process enquiries by telephone/e-mail and communicate appropriate recommendations to client with all data to be recorded on centralised database in line with published SLAs
*Establish an effective proactive system for the follow-up of all proposals made to improve the overall rate of conversion of enquiries to business
*Develop and maintain key client for own portfolio needs, to include a regular contact programme for all clients in line with the published sales process
*Provide clear written/verbal instructions to the Case Management Team, with respect to the processing of cases after Application, assuring the quality of work to be processed
*Maintain sound working relationships with key lenders in the market, ensuring that requests for funding are communicated to them clearly and without ambiguity
*Utilise all IT and sales support materials effectively to ensure timely and accurate advice
*Ensure that lenders’ core criteria/information requirements are satisfied prior to submission of Application to Case Manager
*Communicate Terms of Business clearly to the client

CeMAP is required for this role

Skills:
Residential / Buy to Let
Appropriate professional qualification, ideally with a financial/business management orientation
Proven ability to develop sound internal and external relationships (well-developed people ‘management’ and influencing skills)

Sound communication skills (written and oral)

Experience of working as part of a team motivated by a series of stretching business objectives with a sales/income orientation.
Innovation and creativity

This is an opportunity to join a great company that offers a fantastic benefits package and rewards their staff for hard work.

At KHR we take care to ensure that you are represented as well as possible so it is worth checking your CV for layout, spelling and grammar as well as making sure it is up to date before you submit. If you feel you need to highlight particular qualifications, skills or relevant experience with regards to a specific role then please add a cover letter or a preface page. This does not need to be formatted in the same manner. In addition, if your CV is heavy with graphics etc, please could you also submit a “clean” copy in Word. Thank you.

KH Recruitment Ltd is acting as an Employment Agency in relation to this vacancy. KHR – Recruitment Specialists is a trading name of KH Recruitment Ltd Keep in touch with us online for job alerts, industry updates and market…

Mortgage Consultants – Residential and Buy to Let – CEMAP

Excellent opportunities have arisen for Residential / Buy to let Mortgages Consultants to join a dynamic company.

Reporting to the Sales Director you will use your experience to take ownership of the role and will be given the flexibility and trust to further develop it.

Job Role

*To receive mortgage enquiries by e-mail/telephone from new/existing sources, converting those enquiries into completed mortgage business. This includes the effective management of the ‘processing’ of cases from enquiry through to receipt of Application.
*To manage and develop effective, lasting relationships with external clients/lenders, pursuing the core objective of increasing revenues.

Process Related tasks

*Receive and process enquiries by telephone/e-mail and communicate appropriate recommendations to client with all data to be recorded on centralised database in line with published SLAs
*Establish an effective proactive system for the follow-up of all proposals made to improve the overall rate of conversion of enquiries to business
*Develop and maintain key client for own portfolio needs, to include a regular contact programme for all clients in line with the published sales process
*Provide clear written/verbal instructions to the Case Management Team, with respect to the processing of cases after Application, assuring the quality of work to be processed
*Maintain sound working relationships with key lenders in the market, ensuring that requests for funding are communicated to them clearly and without ambiguity
*Utilise all IT and sales support materials effectively to ensure timely and accurate advice
*Ensure that lenders’ core criteria/information requirements are satisfied prior to submission of Application to Case Manager
*Communicate Terms of Business clearly to the client

CeMAP is required for this role

Skills:
Residential / Buy to Let
Appropriate professional qualification, ideally with a financial/business management orientation
Proven ability to develop sound internal and external relationships (well-developed people ‘management’ and influencing skills)

Sound communication skills (written and oral)

Experience of working as part of a team motivated by a series of stretching business objectives with a sales/income orientation.
Innovation and creativity

This is an opportunity to join a great company that offers a fantastic benefits package and rewards their staff for hard work.

At KHR we take care to ensure that you are represented as well as possible so it is worth checking your CV for layout, spelling and grammar as well as making sure it is up to date before you submit. If you feel you need to highlight particular qualifications, skills or relevant experience with regards to a specific role then please add a cover letter or a preface page. This does not need to be formatted in the same manner. In addition, if your CV is heavy with graphics etc, please could you also submit a “clean” copy in Word. Thank you.

KH Recruitment Ltd is acting as an Employment Agency in relation to this vacancy. KHR – Recruitment Specialists is a trading name of KH Recruitment Ltd Keep in touch with us online for job alerts, industry updates and market…

Call Handler / Consumer Collector

Consumer Collections

An established professional services firm is looking for an enthusiastic consumer and commercial collector with call handling experience. In order to join this growing team, you will have excellent customer service skills and a friendly phone manner.

Your duties will include speaking with and negotiating with customers, receiving inbound and making outbound calls, updating the CRM system, maintaining diary notes, investigating
cases and adhoc duties as required.

The ideal candidate will be able to clearly demonstrate the presence of core competencies with regards to:
oeffective communication
oinfluencing skills
onegotiating skills
orapport building
ocustomer focus
oteamwork
ofocus on achievement
oquality focus
ocontinuous improvement
oa team player

Personal Specification – Core Competencies, Skills & Knowledge Requirements

The ideal candidate will have a proven track record in a collections role with an understanding of FCA and TCF guidelines.

You must be articulate, literate & numerate with excellent computer skills. A flexible approach is essential as additional/amended hours may be required to meet the business needs.

This role will be on a temp to perm basis (3 months temping) on a rotating shift pattern of 8am to 4pm and 12pm to 8pm.

At KHR we take care to ensure that you are represented as well as possible so it is worth checking your CV for layout, spelling and grammar as well as making sure it is up to date before you submit. If you feel you need to highlight particular qualifications, skills or relevant experience with regards to a specific role then please add a cover letter or a preface page. This does not need to be formatted in the same manner. In addition, if your CV is heavy with graphics etc, please could you also submit a “clean” copy in Word. Thank you.

KH Recruitment Ltd is acting as an Employment Agency in relation to this vacancy. KHR – Recruitment Specialists is a trading name of KH Recruitment Ltd Keep in touch with us online for job alerts, industry updates and market…

Credit Controller

We are currently working with a leading finance business based in Central Maidstone.

Due to ongoing growth, they are currently seeking an experienced Credit Controller to maximise cash collections on mostly high-value B2B debt, through the use of both inbound and pro-active outbound telephone calls.

Credit Controller key responsibilities will include:

*Negotiate repayments of overdue B2B debts in the shortest timescale possible.
*Update debt management system for both international and domestic debts.
*Provide clients with informed recommendations/options following failed amicable collection attempts.
*Use collections system provided to monitor the progress of debts.

The ideal candidate will be able to demonstrate:

*Effective communication, influencing and negotiating skills.
*Excellent customer service and rapport building skills.
*A minimum of 3 year’s experience of collecting from commercial debts in various sectors.
*Full working knowledge of the Consumer Credit Act, the Data Protection Act, and legal procedures.
*A graduate of the Institute of Credit Management or an equivalent degree.

This an excellent opportunity for you to use your Credit Controller skills and join a progressive business that can offer ongoing career development and a competitive salary and benefits package.

At KHR we take care to ensure that you are represented as well as possible so it is worth checking your CV for layout, spelling and grammar as well as making sure it is up to date before you submit. If you feel you need to highlight particular qualifications, skills or relevant experience with regards to a specific role then please add a cover letter or a preface page. This does not need to be formatted in the same manner. In addition, if your CV is heavy with graphics etc, please could you also submit a “clean” copy in Word. Thank you.

KH Recruitment Ltd is acting as an Employment Agency in relation to this vacancy. KHR – Recruitment Specialists is a trading name of KH Recruitment Ltd Keep in touch with us online for job alerts, industry updates and market…